Available on iPhone

Know which card
to swipe — every time

Perq tracks your credit card rewards, benefits, and annual fees, then tells you the best card to use based on where you are and what you're buying.

Download on the App Store
📍

Smart location tips

Open Perq at a store, restaurant, or gas station and it detects where you are — then shows the card in your wallet that earns the most there.

📊

Best rate, every category

Dining, groceries, gas, travel, streaming, ride share — see your highest cashback rate across every spending category at a glance.

🔔

Benefit tracker

Track every credit, perk, and annual benefit across all your cards. See what's left and when it resets so nothing goes unused.

💳

Your full wallet

See total annual fees versus total benefits available across every card you own. Know instantly if your cards are earning their keep.

✈️

Travel vs. portal rates

Perq separates direct booking rates from portal-only bonuses — so you always know which rate applies to your actual purchase.

🌙

Built for quick glances

Clean dark interface designed for the checkout line. Pull down to refresh your location and get an updated recommendation in seconds.

100+
Cards supported
8
Spending categories
$0
Cost to use

How it works

1
Add your cards
Search from 100+ supported credit cards. Tap to add — cashback rates and benefits load automatically.
2
Open Perq when you arrive
At a restaurant, grocery store, or gas station, open the app or pull down to refresh — Perq detects where you are and finds your best card.
3
Swipe the right card
See the best card and rate at a glance. No guessing, no mental math — just tap and earn more on every purchase.
4
Track your benefits
Log benefit usage as you go. Perq shows exactly how much you've used and what's still available before it resets.

Your data never leaves your device

Perq has no servers, no accounts, and no analytics. Everything is stored locally on your iPhone.

No account required
On-device storage only
Location never transmitted
Zero data collection